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Personal Savings Products

Whether your goal is to save for retirement, education expenses, home improvements or a vacation, Bristol County Savings Bank has the right account for you. Our convenient Savings Account options can help you meet your savings goals.

PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts

Rates effective as of 12/06/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
3 Month1,2† 1.00% 1.00% $1,000 & up
6 Month1,2† 5.00% 5.06% $1,000 & up
1 Year1† 5.00% 5.13% $1,000 & up
15 Month1† 4.25% 4.34% $1,000 & up
2 Year1† 3.75% 3.82% $1,000 & up
3 Year1† 2.75% 2.78% $1,000 & up
4 Year1† 3.00% 3.04% $1,000 & up
5 Year1† 3.25% 3.30% $1,000 & up
1 An early withdrawal penalty may be imposed.
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
 Must maintain a Prime Time Checking account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.

PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts

Rates effective as of December 6, 2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
3 Month1,2† 5.00% 5.09% $1,000 & up
6 Month1,2† 5.00% 5.06% $1,000 & up
9 Month1,2† 4.75% 4.78% $1,000 & up
1 Year1† 4.50% 4.60% $1,000 & up
18 Month1† 4.25% 4.34% $1,000 & up
2 Year1† 4.00% 4.08% $1,000 & up
3 Year1† 3.75% 3.82% $1,000 & up
4 Year1† 4.00% 4.08% $1,000 & up
5 Year1† 4.00% 4.08% $1,000 & up
1 An early withdrawal penalty may be imposed.
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Must maintain a Prime Time Checking account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.

Term Accounts – Certificate of Deposits and Individual Retirement Accounts

Rates effective as of 12/06/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
1 Month1,2 0.05% 0.05% $1,000
3 Month1,2 0.75%
0.75%
0.75%
0.75%
$5,000
$1,000
6 Month1,2 4.75%
4.75%
4.81%
4.81%
$5,000
$1,000
1 Year1 4.75% 4.86% $1,000 & up
15 Month1 4.00% 4.08% $1,000 & up
18 Month1 4.75% 4.86% $1,000
2 Year1 3.50% 3.56% $1,000 & up
3 Year1 2.50%
2.50%
2.53%
2.53%
$5,000
$1,000
4 Year1 2.75%
2.75%
2.78%
2.78%
$5,000
$1,000
5 Year1 3.00%
3.00%
3.04%
3.04%
$5,000
$1,000
1 An early withdrawal penalty may be imposed.
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Fees could reduce the earnings on all accounts listed above.

Term Accounts – Certificate of Deposits and Individual
Retirement Accounts

  • 1 Month¹ ²

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    0.05% 0.05% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Fees could reduce the earnings on all accounts listed above.
  • 3 Month¹ ²

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    4.75% 4.84% $5,000
    4.75% 4.84% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Fees could reduce the earnings on all accounts listed above.
  • 6 Month¹ ²

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    4.75% 4.81% $5,000
    4.75% 4.81% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Fees could reduce the earnings on all accounts listed above.
  • 9 Month¹ ²

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    4.50% 4.53% $5,000
    4.50% 4.53% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Fees could reduce the earnings on all accounts listed above.
  • 1 Year¹

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    4.25% 4.34% $1,000 & up
    1 The minimum opening deposit for these accounts is $10.00.
    Fees could reduce the earnings on all accounts listed above.
  • 18 Month¹

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    4.00% 4.08% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    Fees could reduce the earnings on all accounts listed above.
  • 2 Year¹

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    3.75% 3.82% $1,000 & up
    1 The minimum opening deposit for these accounts is $10.00.
    Fees could reduce the earnings on all accounts listed above.
  • 3 Year¹

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    3.50% 3.56% $5,000
    3.50% 3.56% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    Fees could reduce the earnings on all accounts listed above.
  • 4 Year¹

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    3.75% 3.82% $5,000
    3.75% 3.82% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    Fees could reduce the earnings on all accounts listed above.
  • 5 Year¹

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    3.75% 3.82% $5,000
    3.75% 3.82% $1,000
    1 The minimum opening deposit for these accounts is $10.00.
    Fees could reduce the earnings on all accounts listed above.

Savings Accounts

Rates effective as of 12/06/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
Prime TimeTM
Elite Money Market 1,2†
2.50%
2.50%
2.50%
2.50%
2.50%
1.75%
1.00%
0.75%
0.35%
2.53%
2.53%
2.53%
2.53%
2.53%
1.76%
1.00%
0.75%
0.35%
>$2,000 ,000
$1,500,000 ‑ 1,999,999.99
$1,000,000 ‑ 1,499,999.99
$500,000 ‑ 999,999.99
$250,000‑ 499,999.99
$100,000 ‑ 249,999.99
$50,000 ‑ 99,999.99
$25,000 ‑ 49,999.99
$0.01 ‑ 24,999.99
Prime TimeTM
Money Market Passbook1,2†
1.25%
1.25%
1.25%
1.25%
1.25%
1.25%
1.00%
0.50%
0.35%
0.10%
0.10%
0.10%
1.26%
1.26%
1.26%
1.26%
1.26%
1.26%
1.00%
0.50%
0.35%
0.10%
0.10%
0.10%
>$2,000 ,000
$1,500,000 ‑ 1,999,999.99
$1,000,000 ‑ 1,499,999.99
$500,000 ‑ 999,999.99
$250,000‑ 499,999.99
$100,000 ‑ 249,999.99
$50,000 ‑ 99,999.99
$25,000 ‑ 49,999.99
$10,000 ‑ 24,999.99
$2,500 ‑ 9,999.99
$1,000 ‑ 2,499.99
<$1,000
Money Market Passbook or Statement1,2 0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.15%
0.10%
0.10%
0.10%
0.10%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.15%
0.10%
0.10%
0.10%
0.10%
>$2,000,000
$1,500,000 ‑ 1,999,999.99
$1,000,000 ‑ 1,499,999.99
$500,000 ‑ 999,999.99
$250,000‑ 499,999.99
$100,000 ‑ 249,999.99
$50,000 ‑ 99,999.99
$25,000 ‑ 49,999.99
$10,000 ‑ 24,999.99
$2,500 ‑ 9,999.99
$1,000 ‑ 2,499.99
<$1,000
Regular Savings Passbook or Statement1,2 0.05% 0.05% $0.01
1 The minimum opening deposit for these accounts is $10.00.
2 The rate on these accounts may change after the account is opened.
 Customers must maintain a PRIME TIME Checking Account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
  • Prime Time™ Elite Money Market¹ ² ⁺

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    2.50% 2.53% >$2,000 ,000
    2.50% 2.53% $1,500,000 ‑ 1,999,999.99
    2.50% 2.53% $1,000,000 ‑ 1,499,999.99
    2.50% 2.53% $500,000 ‑ 999,999.99
    2.50% 2.53% $250,000‑ 499,999.99
    1.75% 1.76% $100,000 ‑ 249,999.99
    1.00% 1.00% $50,000 ‑ 99,999.99
    0.75% 0.75% $25,000 ‑ 49,999.99
    0.35% 0.35% $0.01 ‑ 24,999.99
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Customers must maintain a PRIME TIME Checking Account to be eligible for product.
    Fees could reduce the earnings on all accounts listed above.
  • Prime Time™ Money Market Passbook¹ ² ⁺

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    1.25% 1.26% >$2,000 ,000
    1.25% 1.26% $1,500,000 ‑ 1,999,999.99
    1.25% 1.26% $1,000,000 ‑ 1,499,999.99
    1.25% 1.26% $500,000 ‑ 999,999.99
    1.25% 1.26% $250,000‑ 499,999.99
    1.25% 1.26% $100,000 ‑ 249,999.99
    1.00% 1.00% $50,000 ‑ 99,999.99
    0.50% 0.50% $25,000 ‑ 49,999.99
    0.35% 0.35% $10,000 ‑ 24,999.99
    0.10% 0.10% $2,500 ‑ 9,999.99
    0.10% 0.10% $1,000 ‑ 2,499.99
    0.10% 0.10% <$1,000
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Customers must maintain a PRIME TIME Checking Account to be eligible for product.
    Fees could reduce the earnings on all accounts listed above.
  • Money Market Passbook or Statement¹ ²

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    0.50% 0.50% >$2,000,000
    0.50% 0.50% $1,500,000 ‑ 1,999,999.99
    0.50% 0.50% $1,000,000 ‑ 1,499,999.99
    0.50% 0.50% $500,000 ‑ 999,999.99
    0.50% 0.50% $250,000‑ 499,999.99
    0.50% 0.50% $100,000 ‑ 249,999.99
    0.50% 0.50% $50,000 ‑ 99,999.99
    0.15% 0.15% $25,000 ‑ 49,999.99
    0.10% 0.10% $10,000 ‑ 24,999.99
    0.10% 0.10% $2,500 ‑ 9,999.99
    0.10% 0.10% $1,000 ‑ 2,499.99
    0.10% 0.10% <$1,000
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Fees could reduce the earnings on all accounts listed above.
  • Regular Savings Passbook or Statement¹ ²

    Rates effective as of January 17, 2024

    Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    0.05% 0.05% $0.01
    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    Fees could reduce the earnings on all accounts listed above.

Features of our savings account products* include:

online banking iconmobile banking iconestatements iconbill pay iconquicken compatibility icon

*Bill pay users must be 18 years of age and over. Accounts may offer the above features but users must perform an action to access them. Overdraft opt-in is required.