Personal Savings Products
Whether your goal is to save for retirement, education expenses, home improvements or a vacation, Bristol County Savings Bank has the right account for you. Our convenient Savings Account options can help you meet your savings goals.
PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of 12/06/2024
Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
---|---|---|---|
3 Month1,2† | 1.00% | 1.00% | $1,000 & up |
6 Month1,2† | 5.00% | 5.06% | $1,000 & up |
1 Year1† | 5.00% | 5.13% | $1,000 & up |
15 Month1† | 4.25% | 4.34% | $1,000 & up |
2 Year1† | 3.75% | 3.82% | $1,000 & up |
3 Year1† | 2.75% | 2.78% | $1,000 & up |
4 Year1† | 3.00% | 3.04% | $1,000 & up |
5 Year1† | 3.25% | 3.30% | $1,000 & up |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
† Must maintain a Prime Time Checking account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of December 6, 2024
Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
---|---|---|---|
3 Month1,2† | 5.00% | 5.09% | $1,000 & up |
6 Month1,2† | 5.00% | 5.06% | $1,000 & up |
9 Month1,2† | 4.75% | 4.78% | $1,000 & up |
1 Year1† | 4.50% | 4.60% | $1,000 & up |
18 Month1† | 4.25% | 4.34% | $1,000 & up |
2 Year1† | 4.00% | 4.08% | $1,000 & up |
3 Year1† | 3.75% | 3.82% | $1,000 & up |
4 Year1† | 4.00% | 4.08% | $1,000 & up |
5 Year1† | 4.00% | 4.08% | $1,000 & up |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
† Must maintain a Prime Time Checking account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of 12/06/2024
Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
---|---|---|---|
1 Month1,2 | 0.05% | 0.05% | $1,000 |
3 Month1,2 | 0.75% 0.75% |
0.75% 0.75% |
$5,000 $1,000 |
6 Month1,2 | 4.75% 4.75% |
4.81% 4.81% |
$5,000 $1,000 |
1 Year1 | 4.75% | 4.86% | $1,000 & up |
15 Month1 | 4.00% | 4.08% | $1,000 & up |
18 Month1 | 4.75% | 4.86% | $1,000 |
2 Year1 | 3.50% | 3.56% | $1,000 & up |
3 Year1 | 2.50% 2.50% |
2.53% 2.53% |
$5,000 $1,000 |
4 Year1 | 2.75% 2.75% |
2.78% 2.78% |
$5,000 $1,000 |
5 Year1 | 3.00% 3.00% |
3.04% 3.04% |
$5,000 $1,000 |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Fees could reduce the earnings on all accounts listed above.
Term Accounts – Certificate of Deposits and Individual
Retirement Accounts
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1 Month¹ ²
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 0.05% 0.05% $1,000
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.
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3 Month¹ ²
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 4.75% 4.84% $5,000 4.75% 4.84% $1,000
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.
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6 Month¹ ²
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 4.75% 4.81% $5,000 4.75% 4.81% $1,000
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.
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9 Month¹ ²
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 4.50% 4.53% $5,000 4.50% 4.53% $1,000
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.
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1 Year¹
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 4.25% 4.34% $1,000 & up
Fees could reduce the earnings on all accounts listed above.
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18 Month¹
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 4.00% 4.08% $1,000
Fees could reduce the earnings on all accounts listed above.
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2 Year¹
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 3.75% 3.82% $1,000 & up
Fees could reduce the earnings on all accounts listed above.
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3 Year¹
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 3.50% 3.56% $5,000 3.50% 3.56% $1,000
Fees could reduce the earnings on all accounts listed above.
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4 Year¹
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 3.75% 3.82% $5,000 3.75% 3.82% $1,000
Fees could reduce the earnings on all accounts listed above.
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5 Year¹
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 3.75% 3.82% $5,000 3.75% 3.82% $1,000
Fees could reduce the earnings on all accounts listed above.
Savings Accounts
Rates effective as of 12/06/2024
Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
---|---|---|---|
Prime TimeTM Elite Money Market 1,2† |
2.50% 2.50% 2.50% 2.50% 2.50% 1.75% 1.00% 0.75% 0.35% |
2.53% 2.53% 2.53% 2.53% 2.53% 1.76% 1.00% 0.75% 0.35% |
>$2,000 ,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $0.01 ‑ 24,999.99 |
Prime TimeTM Money Market Passbook1,2† |
1.25% 1.25% 1.25% 1.25% 1.25% 1.25% 1.00% 0.50% 0.35% 0.10% 0.10% 0.10% |
1.26% 1.26% 1.26% 1.26% 1.26% 1.26% 1.00% 0.50% 0.35% 0.10% 0.10% 0.10% |
>$2,000 ,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
Money Market Passbook or Statement1,2 | 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.15% 0.10% 0.10% 0.10% 0.10% |
0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.15% 0.10% 0.10% 0.10% 0.10% |
>$2,000,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
Regular Savings Passbook or Statement1,2 | 0.05% | 0.05% | $0.01 |
2 The rate on these accounts may change after the account is opened.
† Customers must maintain a PRIME TIME Checking Account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
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Prime Time™ Elite Money Market¹ ² ⁺
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 2.50% 2.53% >$2,000 ,000 2.50% 2.53% $1,500,000 ‑ 1,999,999.99 2.50% 2.53% $1,000,000 ‑ 1,499,999.99 2.50% 2.53% $500,000 ‑ 999,999.99 2.50% 2.53% $250,000‑ 499,999.99 1.75% 1.76% $100,000 ‑ 249,999.99 1.00% 1.00% $50,000 ‑ 99,999.99 0.75% 0.75% $25,000 ‑ 49,999.99 0.35% 0.35% $0.01 ‑ 24,999.99
2 The rate on these accounts may change after the account is opened.
† Customers must maintain a PRIME TIME Checking Account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
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Prime Time™ Money Market Passbook¹ ² ⁺
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 1.25% 1.26% >$2,000 ,000 1.25% 1.26% $1,500,000 ‑ 1,999,999.99 1.25% 1.26% $1,000,000 ‑ 1,499,999.99 1.25% 1.26% $500,000 ‑ 999,999.99 1.25% 1.26% $250,000‑ 499,999.99 1.25% 1.26% $100,000 ‑ 249,999.99 1.00% 1.00% $50,000 ‑ 99,999.99 0.50% 0.50% $25,000 ‑ 49,999.99 0.35% 0.35% $10,000 ‑ 24,999.99 0.10% 0.10% $2,500 ‑ 9,999.99 0.10% 0.10% $1,000 ‑ 2,499.99 0.10% 0.10% <$1,000
2 The rate on these accounts may change after the account is opened.
† Customers must maintain a PRIME TIME Checking Account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
-
Money Market Passbook or Statement¹ ²
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 0.50% 0.50% >$2,000,000 0.50% 0.50% $1,500,000 ‑ 1,999,999.99 0.50% 0.50% $1,000,000 ‑ 1,499,999.99 0.50% 0.50% $500,000 ‑ 999,999.99 0.50% 0.50% $250,000‑ 499,999.99 0.50% 0.50% $100,000 ‑ 249,999.99 0.50% 0.50% $50,000 ‑ 99,999.99 0.15% 0.15% $25,000 ‑ 49,999.99 0.10% 0.10% $10,000 ‑ 24,999.99 0.10% 0.10% $2,500 ‑ 9,999.99 0.10% 0.10% $1,000 ‑ 2,499.99 0.10% 0.10% <$1,000
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.
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Regular Savings Passbook or Statement¹ ²
Rates effective as of January 17, 2024
Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY 0.05% 0.05% $0.01
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.