Home Equity Loans
Leverage the equity you’ve earned on your Southeastern Massachusetts or Rhode Island home to make renovations or fund a well-earned vacation. With a Fixed-Rate Home Equity Loan, you can access up to 80% of the equity in your home and use the money for renovations or repairs, to pay off high-rate credit cards, or for some other worthwhile purpose. Choose from five-, 10-, or 15-year terms. Contact a Bristol County Savings Bank Loan Officer to learn more.
Premium Home Equity Loan
Take advantage of our Premium Home Equity Loan featuring no points and no closing costs. Contact a Bristol County Savings Bank Loan Officer to learn more.
Fixed Rate Home Equity Loan
If you’re anticipating a large one-time expense, Bristol County Savings Bank’s Home Equity Loans offer the piece-of-mind of having monthly principal and interest payments at a fixed rate, while allowing you to borrow only the amount you need. Contact a Bristol County Savings Bank Loan Officer to learn more.
Rates effective as of 09/13/2023
Product | Interest Rate | Closing Fees | Annual Percentage Rate (APR) | # of Monthly Payments | Monthly Payment per $1,000 Borrowed |
---|---|---|---|---|---|
5 Year Fixed | 7.250% | $0.00 | 7.250% | 60 | $19.92 |
10 Year Fixed | 7.500% | $0.00 | 7.500% | 120 | $11.88 |
15 Year Fixed | 7.750% | $0.00 | 7.750% | 180 | $9.42 |
Monthly payment does not include an escrow payment for real estate taxes, hazard insurance or flood insurance. Your actual payment may be greater. APR = Annual Percentage Rate. All APR's based on $100,000. The interest rates and annual percentage rates (APRs) shown above are subject to change without notice. Get an official Loan Estimate. Consult your tax advisor about deductibility. Adequate homeowner's insurance coverage is required.If an appraisal is required for your request, the cost for the appraisal fee will vary depending on the state in which the property is located and other factors such as number of units (2-4 family owner occupied properties), geographical location, etc. Loans are subject to credit approval and restrictions may apply. Offer is available to all qualified applicants. This is not a commitment to lend.
Need Help? We're here for you.
Contact our Consumer Loan Department to help you apply, learn more about rates or for any other personal lending needs. Contact Us.